Each month's dividend is equal to your collection's FMV multiplied by your eligible annual Rate and divided by 12 to reflect the months in the year. For example, a $16,395.10 FMV at a 2% rate pays about $27.33 that month and $327.90 annually.
Your payout is based on the cards in your collection at the end of the month. If you remove, sell, or transfer a card before month-end, it won't be included in that month's payout calculation. If you acquire a card during the month and still hold it at month-end, that card's payout is prorated based on how long you held it during the month.